Jammu & Kashmir Bank Ltd.
Probationary Officer
323 Posts
20 – 30 Years
₹48,480 – ₹85,920 /month
07-11-2026
26-11-2026
Jammu & Kashmir Bank Ltd. is recruiting 323 Probationary Officers, and only domiciles of the UT of J&K can apply. Graduates aged 20 to 30 years as on 01-01-2026 can register online on the Bank’s website jkb.bank.in from 7 November 2026 to 26 November 2026. Selection is through an online Preliminary examination and an online Mains examination conducted by IBPS, followed by an interview.
The online application and the fee payment window both run from 7 November 2026 to 26 November 2026. The dates of the examinations, call letters, interview and provisional selection will be notified separately by the Bank.
J&K Bank Probationary Officer Recruitment 2026 Overview
Jammu & Kashmir Bank Ltd. has issued the “Recruitment of Probationary Officers – UT of J&K” notice for 323 posts of Probationary Officer, with online examinations to be conducted by IBPS.
| Particulars | Details |
|---|---|
| Recruiting Organisation | Jammu & Kashmir Bank Ltd. |
| Recruitment Name | Recruitment of Probationary Officers – UT of J&K |
| Post Name | Probationary Officer |
| Total Vacancies | 323 |
| Qualification | Graduate in any discipline from a university recognized by Government of India, or equivalent |
| Other Requirement | Domicile of the UT of J&K |
| Age Limit | 20 to 30 years as on 01-01-2026 |
| Application Fee | Rs. 1000/- (SC/ST/SEBC/PwBD); Rs. 1200/- (all others), excluding GST |
| Application Mode | Online only |
| Application Dates | 07-11-2026 to 26-11-2026 |
| Selection Process | Online Preliminary examination, Online Mains examination and Interview |
| Exam Pattern | Prelims 100 marks in 60 minutes; Mains 200 marks objective plus 25-mark Descriptive Paper |
| Examination Conducted By | IBPS |
| Official Website | https://jkb.bank.in/ |
The available pages of the official notification do not specify the pay or the category-wise number of posts.
About J&K Bank Probationary Officer Recruitment
Jammu & Kashmir Bank Ltd. is a bank with its Corporate Headquarters at M.A. Road, Srinagar. This recruitment fills Probationary Officer posts from among domiciles of the UT of J&K, and the online examinations will be conducted by IBPS. Selected candidates must stay posted within the Branch/Office(s) of the Zone first allotted to them for at least five years.
J&K Bank Probationary Officer Recruitment 2026 Important Dates
The notice calls the following a tentative schedule of events.
| Event | Date |
|---|---|
| Submission of Online Application | 07-11-2026 to 26-11-2026 |
| Payment of Application Fee (Online) | 07-11-2026 to 26-11-2026 |
| Download of call letters for Online Examination (Preliminary) | Shall be notified separately |
| Online Examination (Preliminary) | Shall be notified separately |
| Declaration of Result of Online Examination (Preliminary) | Shall be notified separately |
| Download of call letters for Online Examination (Mains) | Shall be notified separately |
| Online Examination (Mains) | Shall be notified separately |
| Declaration of Result of Online Examination (Mains) | Shall be notified separately |
| Download of call letters for interview | Shall be notified separately |
| Conduct of interview | Shall be notified separately |
| Provisional Selection | Shall be notified separately |
Updates will be posted on https://jkb.bank.in/ under the “Careers” tab. The notice states that no separate intimation will be issued regarding any changes or updates.
J&K Bank Probationary Officer Vacancy 2026
Jammu & Kashmir Bank Ltd. has notified a total of 323 vacancies for the post of Probationary Officer.
| Post | Vacancies |
|---|---|
| Probationary Officer | 323 |
J&K Bank Probationary Officer Category-wise Vacancy 2026
The notice gives reservation as percentages, not as the number of posts in each category. Reservation follows the Union territory of Jammu & Kashmir Reservation Rules, 2005, as amended from time to time, and S.O. 176 dated March 15, 2024, issued by the Social Welfare Department, Civil Secretariat, J&K.
| Category | Reservation |
|---|---|
| Scheduled Castes | 8% |
| Scheduled Tribes – existing list (Bakarwal, Balti, Beda, Bot/Boto, Brokpa/Drokpa/Dard/Shin, Changpa, Garra, Gaddi, Gujjar, Mon, Purigpa, Sippi) | 10% (of 20% for Scheduled Tribes) |
| Scheduled Tribes – added in 2024 (Gadda Brahmin, Koli, Paddari Tribe, Pahari Ethnic Group) | 10% (of 20% for Scheduled Tribes) |
| Other Backward Classes | 8% |
| Residents of areas adjoining Line of Actual Control (ALC)/ International Border (IB) | 4% |
| Residents of Backward Areas | 10% |
| Economically Weaker Sections (EWSs) | 10% |
| Persons with Disabilities | 4% (Horizontal Reservation) |
Reservation for Persons with Disabilities
Under section 34 of the Rights of Persons with Disabilities Act, 2016, the 4% reservation is divided as follows:
| Disability | Reservation |
|---|---|
| Blindness or low vision | 1% |
| Deaf and Hard of hearing | 1% |
| Locomotor disability including Cerebral Palsy, Leprosy Cured, Dwarfism, Acid attack victims and muscular dystrophy | 1% |
| Autism, intellectual disability, specific learning disability and mental illness | 1% |
Multiple disabilities from amongst the above, including deaf-blindness, are also covered. Only persons with benchmark disability (not less than 40% of a specified disability) are eligible for reservation, and they must submit a disability certificate issued by a Competent Authority. PwBD candidates whose certificate shows the condition as “likely to improve” under the temporary disability category are not eligible for reservation; conditions marked “Progressive, non-progressive or not likely to improve” are treated as eligible.
- A reserved category candidate who figures in the general list on own merit will not be adjusted against a reserved post; the original category stays unchanged.
- Unfilled EWS vacancies will be filled as per the reservation rules of the UT of J&K.
- A valid reserved category certificate must be held on the date of online registration.
- The EWS certificate should be valid for the year 2026-2027.
J&K Bank Probationary Officer Eligibility Criteria 2026
| Post | Qualification Required |
|---|---|
| Probationary Officer | Graduate in any discipline from a university recognized by Government of India or any other equivalent qualification recognized by the Central Government/UGC, as on the last date of registration. |
- Domicile: only domiciles of the UT of J&K are eligible; selected candidates must submit the domicile certificate issued by the competent authority.
- The candidate must hold a valid marks sheet/degree certificate showing graduation as on the last date of registration (26 November 2026).
- The percentage of marks in Graduation, calculated to the nearest two decimals, must be entered while registering online. Where CGPA/OGPA is awarded, it must be converted into percentage, backed by a certificate from the appropriate authority on the University’s conversion norms.
- Percentage is total marks in all subjects of all semesters/years divided by aggregate maximum marks (including honours/optional/additional optional subjects) multiplied by 100. Fractions are ignored: 59.99% is treated as less than 60%.
- A self-declaration of character and antecedents in a prescribed format is required. Candidature or appointment may be cancelled for material misrepresentation or conviction in a criminal offence involving moral turpitude.
Candidates should check the official notification for the full eligibility conditions of the Probationary Officer post.
J&K Bank Probationary Officer Age Limit 2026
The age limit is minimum 20 years and maximum 30 years as on 01-01-2026, that is, a candidate must have been born not earlier than 01.01.1996 and not later than 01.01.2006 (both dates inclusive). The maximum age limit applies to General and EWS candidates.
Age Relaxation
| Category | Relaxation |
|---|---|
| Scheduled Castes | 5 years |
| Scheduled Tribes | 5 years |
| Socially and Educationally Backward Classes (OBC, ALC/IB, Residents of Backward Areas) | 3 Years |
| Economically Weaker Sections | Nil |
| Persons with Disabilities | 10 years |
The upper age relaxation for SC/ST/Socially and Educationally Backward candidates is allowed on a cumulative basis with the relaxation for Persons with Disabilities.
J&K Bank Probationary Officer Application Fee 2026
| Category | Fee |
|---|---|
| SC/ST/SEBC/PwBD | Rs. 1000/- (excluding GST) |
| All others | Rs. 1200/- (excluding GST) |
The fee (Application Fees/Intimation Charges) is paid online from 07.11.2026 to 26.11.2026, both dates inclusive, through Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/Mobile Wallets. Bank transaction charges are borne by the candidate. Registration is complete only when the fee is successfully deposited. If no e-Receipt is generated, the payment has failed and the candidate must log in again with the Provisional Registration Number and Password and repeat the payment.
J&K Bank Probationary Officer Selection Process 2026
- Online Preliminary Examination
- Online Mains Examination (Objective & Descriptive)
- Interview
Preliminary Examination
Candidates must qualify in each of the three tests by securing cut-off marks decided by IBPS in concurrence with J&K Bank. The minimum aggregate qualifying marks are 40% for General Category and 35% for reserved category candidates, subject to overall merit. Candidates numbering 10 times the vacancies in each category are shortlisted for the Mains.
Mains Examination
Each candidate needs a minimum score in each test and a minimum total score. The minimum aggregate qualifying marks are 40% for General Category and 35% for reserved category, subject to overall merit. Only Mains marks count for shortlisting, and candidates numbering 3 times the vacancies in each category are called for interview. Mains scores are not shared before the interview process is completed.
Interview
The interview carries 100 marks, with minimum qualifying marks of 40% (35% for reserved category). The centre, venue, time and date will be given in the interview call letter, downloaded from https://jkb.bank.in/. The final merit score combines the Mains and the interview in the ratio 80:20, and candidates must qualify in both. Provisional selection is by category-wise merit against the vacancies in each category and will be notified on the Bank’s website.
J&K Bank Probationary Officer Exam Pattern 2026
Preliminary Examination
| Test | Questions | Marks | Time |
|---|---|---|---|
| English Language | 30 | 30 | 20 Minutes |
| Quantitative Aptitude | 35 | 30 | 20 Minutes |
| Reasoning Ability | 35 | 40 | 20 Minutes |
| Total | 100 | 100 | 60 Minutes |
Mains Examination (Objective & Descriptive)
| Test | Questions | Marks | Time |
|---|---|---|---|
| Reasoning | 40 | 60 | 45 minutes |
| General/ Economy/ Banking Awareness/ Digital/ Financial Awareness, including RBI Circulars | 50 | 60 | 35 minutes |
| English Language | 40 | 20 | 35 minutes |
| Data Analysis & Interpretation | 40 | 60 | 45 minutes |
| Total (Objective) | 170 | 200 | 160 minutes |
| Descriptive Paper (Essay & Comprehension) | 2 | 25 | 30 minutes |
- The medium of examination is English, and each test is separately timed.
- The Descriptive Paper may be broadly based on economic and social issues, emerging trends in banking and technology, current events and ethics.
- Negative marking: one fourth of the marks of a question is deducted for each wrong answer in the objective tests of both the Preliminary and Mains. No penalty for a blank question.
- Scores from different sessions are normalized using the equi-percentile method, taken up to two decimal points.
- J&K Bank reserves the right to modify the structure of the examination, which will be intimated through its website.
Examination Centres
Candidates must choose six centres, of which at least three must be outside J&K-UT. Any other centre may also be allotted.
| Region | Centres |
|---|---|
| Within J&K-UT | Pulwama, Jammu, Srinagar, Baramulla, Samba |
| Outside J&K-UT | Delhi NCR, Patiala, Mohali, Mumbai/ Navi Mumbai/ Thane, Amritsar, Pathankot, Jalandhar, Pune, Ludhiana, Bengaluru, Phagwara, Others if need arise |
How to Apply Online for J&K Bank Probationary Officer Recruitment 2026
Applications are accepted online only from 07.11.2026 to 26.11.2026; no other mode is accepted. Before starting, keep scanned copies of the photograph (4.5cm × 3.5cm, 20kb–50kb, 200 x 230 pixels preferred), signature in black ink (not in capital letters), left thumb impression on white paper, and the hand-written declaration in English, plus an active personal email ID and mobile number.
- Go to https://jkb.bank.in/, open the relevant notification under the “Careers” tab and click “APPLY ONLINE”.
- Choose “Click here for New Registration” and enter Name, Contact details and Email-id; note the Provisional Registration Number and Password sent by Email and SMS.
- Validate the details and save with “Save & Next”; the form can be completed in more than one sitting.
- Upload the photograph and signature as per specifications, and capture a live photograph by webcam or mobile phone.
- Fill the other details of the application form, then preview the whole form.
- Click “COMPLETE REGISTRATION” after checking everything; no change is possible after this.
- Click the “Payment” tab, pay the fee online and click “Submit”.
- Print the e-Receipt and the online Application Form containing fee details.
The hand-written declaration text is: “I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.” A declaration written by anyone else or in another language makes the application invalid. Visually Impaired candidates who cannot write may type it and put their left thumb impression below.
J&K Bank Probationary Officer Recruitment 2026 Important Instructions
- Selected candidates must remain posted within the Zone first allotted for at least 5 years; no transfer outside that Zone is permitted on any ground before then.
- No change of category is permitted after registration, and requests to be considered under another category will not be entertained.
- Names of the candidate and father/husband must match the certificates, mark sheets and identity proof.
- Entry to the Preliminary and Mains needs the call letter and original photo identity proof with a photocopy; Mains candidates must also bring the stamped Preliminary call letter and stamped ID copy.
- Accepted ID proofs include PAN Card, Passport, Permanent Driving Licence, Voter’s Card, Bank Passbook with photograph, college/university ID, Aadhaar/E-Aadhaar with photograph or Employee ID; Ration Card and Learner’s Driving Licence are not accepted.
- Bring one additional photograph with the Preliminary call letter; keeping about 8 copies of the uploaded photograph is advised for later stages.
- Late reporting after the time on the call letter bars entry; biometric data is captured at the Mains, document verification and joining.
- Original documents (category, domicile, age, qualification) with photocopies are produced at document verification; candidature is cancelled without them at the interview.
- Scribe users need the Appendix I certificate (uploaded with the application) and Appendix II undertaking; eligible candidates get 20 minutes compensatory time per hour if registered for it while applying.
J&K Bank Probationary Officer Recruitment 2026 Important Links
| Link | Details |
|---|---|
| J&K Bank PO Apply Online | Open from 07-11-2026 to 26-11-2026 |
| J&K Bank PO Notification PDF | Official recruitment notice |
| J&K Bank Official Website | Careers tab for updates and call letters |
Have a Question About This Job?
Ask doubts, report errors and get helpful replies.
Q1. How many vacancies are there in J&K Bank PO Recruitment 2026?
Jammu & Kashmir Bank Ltd. has notified 323 vacancies for the post of Probationary Officer.
Q2. When does the J&K Bank PO online application start?
Online registration and fee payment start on 7 November 2026.
Q3. What is the last date to apply for J&K Bank PO 2026?
The last date for online application and fee payment is 26 November 2026.
Q4. What is the J&K Bank PO application fee?
The fee is Rs. 1000/- (excluding GST) for SC/ST/SEBC/PwBD candidates and Rs. 1200/- (excluding GST) for all others, paid online only.
Q5. What is the age limit for J&K Bank PO 2026?
The age limit is minimum 20 years and maximum 30 years as on 01-01-2026, with relaxation of 5 years for SC/ST, 3 years for Socially and Educationally Backward Classes and 10 years for Persons with Disabilities.
Q6. What qualification is required for J&K Bank Probationary Officer?
Candidates must be graduates in any discipline from a university recognized by Government of India, or hold an equivalent qualification recognized by the Central Government/UGC, as on the last date of registration.
Q7. What is the selection process for J&K Bank PO 2026?
Selection is through an online Preliminary examination, an online Mains examination and an interview, with the final merit based on Mains and interview in the ratio 80:20.
Q8. Is there negative marking in the J&K Bank PO exam?
Yes, one fourth of the marks of a question is deducted for each wrong answer in the objective tests of both the Preliminary and Mains examinations.
Q9. Can candidates from outside J&K apply for J&K Bank PO?
No, only domiciles of the UT of J&K are eligible to apply, and selected candidates must submit a domicile certificate.
Q10. Can J&K Bank PO selected candidates seek a transfer to another zone?
No, selected candidates must stay posted within the Zone first allotted to them for at least five years, and no transfer outside it is permitted on any ground before that.
About the Author
Sangeetha is a dedicated recruitment content writer specializing in delivering timely and verified updates on government job opportunities across India. I focus on presenting official notifications, eligibility criteria, and application processes in a clear and straightforward manner to help students and job seekers take informed action. I hold a Bachelor’s degree in Journalism and Mass Communication, which strengthens my research-driven and reader-focused writing approach.
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